On Road Motorcycle Insurance provides three different cover options so customers can select the type of cover that best suits their needs.

Does a customer need to declare all accessories or modifications to their motorcycle when buying On Road Motorcycle Insurance?

If a customer has Comprehensive Cover, does an excess apply if they are involved in an accident for which they are not at fault, and obtain the name, address, registration and contact details of the third party involved?

Comprehensive Cover under On Road Motorcycle Insurance automatically covers the insured's personal items up to $500 per item and $1000 per claim. Does the insured have to provide proof of ownership at the time of a claim?

A customer doesn't need to be in the target market for On Road Motorcycle Insurance, provided they've been given a copy of the relevant Product Disclosure Statement.

Does On Road Motorcycle Insurance cover motorcycles used for commercial or business use such as occasional food delivery services?

If an insured has Comprehensive Cover and has selected layup cover, when can they ride their motorcycle during the lay-up period?

What amount in total may be payable under Comprehensive Cover for replacement riding gear?

An insured parks their motorcycle outside a supermarket for five minutes to quickly buy some groceries. They remove the keys from the ignition but do not lock the steering or secure the motorcycle with any other locking device. On return the insured discovers that the motorcycle has been stolen. Is the insured likely to be covered?

The insured has Comprehensive Cover and has elected to take lay-up cover for the months of July to August. During this time his motorcycle is parked on the road outside his home between midnight Sunday and midnight Friday and is stolen. Is the theft of the motorcycle covered by the policy?

The Comprehensive Cover option offers the potential replacement of a motorcycle with a motorcycle of the same make, model or series, if it is declared to be a total loss within a defined period following its original registration. Is this statement correct?

To maintain policy coverage it's important that a customer tells us about changes to things like their address and the identity of regular riders of their motorcycle.

If a customer only has an overseas motorcycle license, can they buy On Road Motorcycle Insurance?

Does On Road Motorcycle Insurance include transit cover if the Third Party, Fire and Theft Cover option is selected?

Under the terms of On Road Motorcycle Insurance, where can an insured ride their motorcycle?

To buy insurance, does a customer need to be the registered owner and licensed to ride the insured motorcycle?

To buy Comprehensive Cover, an insured must be licenced to ride the insured motorcycle even if they don't intend to ride it.

Before buying On Road Motorcycle Insurance, a customer must declare any criminal convictions they have.

Do On Road Motorcycle Insurance Third Party, Fire and Theft and Third Party Only Cover options include cover for accidental damage?

If a customer has Comprehensive Cover, what is the excess payable for claims relating to accident damage only to tyres or rims?

If an insured has Comprehensive Cover and their motorcycle is a total loss leaving a remaining balance on their loan, On Road Comprehensive Motorcycle Insurance will cover the loan balance up to what amount?

The Comprehensive Cover option includes cover for riding gear up to a limit of $1500 for any one item (or pair of items) with a maximum of $3000 per claim. In what circumstances might this apply?

It's important to have a discussion with a customer about their objectives and needs so you can recommend the best On Road Motorcycle Insurance cover option for them.

Pre-filling policy applications for a customer is the best way to provide them with a quick insurance quote.

A customer has a recreationally registered motorcycle. Are they in the target market for On Road Motorcycle Insurance?