You must correctly answer 22 out of 25 questions to successfully pass the Off Road Motorcycle Insurance Product assessment.
View the Product Disclosure Statement.
Off Road Motorcycle Insurance Product Summary
Does a customer need to declare all accessories or modifications to their motorcycle when buying Off Road Motorcycle Insurance?
Does Off Road Motorcycle Insurance Comprehensive Cover provide cover for all of the following: accidental damage, malicious acts, storm, flood, fire and theft?
The Off Road Fire and Theft Cover option includes $20 million third party liability cover.
Is there any cover for riding gear under the Off Road Comprehensive option?
What cover options are available to a customer who's buying an off road motorcycle?
If a customer has Off Road Comprehensive Cover and their motorcycle is a total loss leaving them with a remaining balance on their loan, Comprehensive Off Road Motorcycle Insurance will cover their loan balance up to what amount?
If a customer has Fire and Theft cover, their policy will cover them if their motorcycle is stolen from the back of an open backed utility or trailer, provided they have secured it with tie downs, chains and a lock.
An agreed value policy will convert to a market value policy 1 calendar year from the date an insured motorcycle was purchased new.
Is forceable entry required to be shown for a claim for theft under Off Road Motorcycle Insurance where a motorcycle has been stolen from a secure enclosed environment?
How much legal liability cover is provided for off road motorcycles insured under the Comprehensive Cover option?
When a customer asks about insurance, both cover options should be explained to them without recommendation.
Does the Fire and Theft Cover option provide any cover for transit damage?
If the insured purchases a brand new Off Road motorcycle and takes out Off Road Comprehensive cover and the bike becomes a total loss within that the 1st year of the policy being taken out, is the insured eligible for the replacement motorcycle benefit?
An insured must always take reasonable care to protect their motorcycle from loss or damage. If they fail to do this a claim will not be paid.
When discussing Off Road Motorcycle Insurance with a customer, you should always recommend the cover option that you think would be best for them.
The Off Road Motorcycle Insurance Comprehensive Cover option includes cover for emergency repairs.
Under the terms of Off Road Motorcycle Insurance, where can an insured ride their motorcycle?
Does the Fire and Theft Cover option include cover for accidental damage?
Does the Off Road Comprehensive Cover option include cover for accidental loss or damage to an insured motorcycle if someone was using the motorcycle with the insured's permission at the time of the accident?
Which of the following terms, conditions and exclusions should be mentioned when discussing Off Road Motorcycle Insurance with a customer:
Off Road Motorcycle Insurance provides two different cover options so customers can select the type of cover that best suits their needs.
When preparing a quote, a customer tells you they'll keep their motorcycle in the back of their ute hidden by a tarpaulin. Would it be ok to arrange insurance for them?
The Off Road Motorcycle Insurance Fire and Theft Cover option has a number of additional benefits which are described in the PDS.
A customer buying an off road bike, tells you they want Comprehensive Cover as they've seen our '3 years new for old' adverts. Do you need to discuss the adverts they believe they saw?
A customer has a fully road registered dual sport bike. Are they in the target market for Off Road Motorcycle Insurance?
Please provide the following mandatory information to enable us to register completion of your training.